How to protect yourself from malware

Hackers or crackers or online criminals—whatever you call them—are working every minute of every day creating new malware that scam users more effectively. But most of these threats are new arrangements of old tunes. So with the right protection and a little savvy, you can avoid just about every digital threat you face.

(Note: This article is for busy Internet users who are looking for information on how to protect their PCs and their families from malware. For more about the technical side of malware, read Alia’s excellent series “A quick & dirty guide to malware”.)

What is the threat?

The first malware typically vandalized PCs and destroyed files. But since the early 2000s, the primary motive for malware creation has been profit. Online criminals are after your banking information or your credit card numbers or your computer’s processing power. In the worst case scenario, they may even be after private information that could be used to extort you or harm your business. And these sorts of attacks generally have both financial and psychological costs.

The true costs of malware can include your data, your content, your time, your effort and your heartache.

Want a few examples of malware mayhem? Spyware tracks you for advertising purposes and slows down your computer doing so. Keyloggers monitors your every keystroke in an effort to steal your credit card information. Scareware imitates anti-virus software in an attempt to extort a quick payment from you. Ransomware takes your files and demand a ransom in return. Rootkits can turn you PC into a zombie computer and use it to send out email spam or to host illegal materials or to join in attacks on websites. There’s even a malware that exists just to create a fake login page for your bank’s website to steal your account information.

How does malware end up on your PC?

Generally you end up with malware because you installed it. And whether you installed it or not, malware can only work if the program runs without being shut down or deleted.

Malware works like most scams — it requires some conscious or unconscious help from its victims. Thus online criminals have to know more than computer coding. They have to know what mistakes users are likely to make so they trick people who have probably NEVER fallen for a scam in their real lives. And the best criminals can convince even cautious users to make one wrong click.

How do you end up downloading and installing malware? Sometimes malware gets packaged in with more legitimate software. Sometimes simply clicking on a fake error message can trigger a drive-by malware download. And you’re certainly aware of the classic method of disguising malware in an email attachment.

You put yourself at risk when you’re downloading from a disreputable source or a peer-to-peer network of strangers. Seeking out “free” stuff on the Internet can cost you time and money. And this is especially true if you’re browsing and downloading without proper protection.

How to protect yourself from malware

1. Make sure your PC is updated and secure
I hope you’re reading this sitting down because I have quite shocking news for you: the software on your PC isn’t perfect. It may contain exploits or security holes that make it possible for your machine to be infected easily. Software companies know their programs are not perfect. That’s why they release updates. Microsoft, Apple and Adobe all release dozens of updates every year. You need to make sure you have these updates on your applications running or you’re increasing your risk of infection. Our free Health Check software is a quick and easy way to make sure your PC is protected.

Of course, we also recommend always running updated Internet security that includes anti-virus, spyware and firewall. Browsing Protection is another layer of security that can keep you from clicking on the wrong links. If you don’t have Browsing Protection, you can use ours. Check any link for free.

2. Be very skeptical of random pop-up windows, error messages and attachments
Modern browsers have reduced the burden of pop-up windows. But they do still exist. Most pop-ups are far more annoying than harmful. But you might think of pop-ups like broken windows into a neighborhood you were walking through at night. It’s a sign that you should be on guard.

Avoid clicking on any pop-ups that imitate your Windows error messages or error messages that come up when you try to close out of a page. (Force quit out of the program, if necessary.) If any software begins to install itself, close out immediately and run a scan of your Internet security software. You can also use our Online Scanner for free.

Avoid opening attachments at all unless you were expecting them and they come from a source you trust. If you can’t verify the source or feel anxious about a particular attachment yet have to open it, you can download it to your hard drive and have your updated Internet security scan the file before you open it.

3. Remove spam from your life
If you get a piece of spam, let your mail software know. Identify it as spam. You could also unsubscribe but unsubscribe link have been used on rare occasions to trigger a malware attack. Better to let your software handle it. If you have a friend on Facebook who spreads spam or bad apps, let them know. And if they continue spreading spam, unfriend them. You are responsible for your social network. Refuse to associate with those people who are not responsible for theirs.

4. Think thrice before installing any new software
Installing software should never be an impulse decision. Some people say think twice before downloading any software from a source you do not trust 100%. I say think three time.

At the very least, Google the name of a product you want to install. If you’re at all uncertain about whether to click download, consult with a tech savvier friend or your company’s IT guy.

When you install software, you could invite in a nasty predator that won’t leave until it’s done some serious damage. So think about installing software with a bit of the same sort of caution you use when deciding to let someone into your home.

5. Behave online as you would in real life
There’s an old saying in my family: “Don’t go licking the floors of a hospital.” What it means is: “Use your common sense.” You have a natural sensor in your brain that tells you when something feels dicey or unsafe. Trust your gut.

With the right software running and a willingness to step back when you feel uncertainty, you keep your PC and your life malware free.

Cheers,
Jason

CC image by Anonymous9000

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Mikko Hypponen to Talk Privacy at the Mobile World Congress

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DoS

What is a DoS attack really?

Ordinary people here in Finland have been confronted with yet another cybersecurity acronym lately, DoS. And this does not mean that retro-minded people are converting back to the pre-Windows operating system MS-DOS that we used in the eighties. Today DoS stands for Denial of Service. This case started on New Year’s Eve when customers of the OP-Pohjola bank experienced problems withdrawing cash from ATMs and accessing the on-line bank. The problems have now continued with varying severity for almost a week. What happens behind the scene is that someone is controlling a large number of computers. All these computers are instructed to bombard the target system with network traffic. This creates an overload situation that prevents ordinary customers from accessing the system. It’s like a massive cyber traffic jam. The involved computers are probably ordinary home computes infected with malware. Modern malware is versatile and can be used for varying purposes, like stealing your credit card number or participating in DoS-attacks like this. But what does this mean for me, the ordinary computer user? First, you are not at risk even if a system you use is the victim of a DoS-attack. The attack cannot harm your computer even if you try to access the system during the attack. Your data in the target system is usually safe too. The attack prevents people from accessing the system but the attackers don’t get access to data in the system. So inability to use the system is really the only harm for you. Well, that’s almost true. What if your computer is infected and participates in the attack? That would use your computer resources and slow down your Internet connection, not to speak about all the other dangers of having malware on your system. Keeping the device clean is a combination of common sense when surfing and opening attachments, and having a decent protection program installed. So you can participate in fighting DoS-attacks by caring for your own cyber security. But why? Who’s behind attacks like this and what’s the motive? Kids having fun and criminals extorting companies for money are probably the most common motives right now. Sometimes DoS-victims also accuse their competitors for the attack. But cases like this does always raise interesting questions about how vulnerable our cyber society is. There has been a lot of talk about cyber war. Cyber espionage is already reality, but cyber war is still sci-fi. This kind of DoS-attack does however give us a glimpse of what future cyber war might look like. We haven’t really seen any nations trying to knock out another county’s networks. But when it happens, it will probably look like this in greater scale. Computer-based services will be unavailable and even radio, TV, electricity and other critical services could be affected. So a short attack on a single bank is more like an annoyance for the customers. But a prolonged attack would already create sever problems, both for the target company and its customers. Not to talk about nation-wide attacks. Cyber war might be sci-fi today, but it is a future threat that need to be taken seriously.   Safe surfing, Micke   Image by Andreas Kaltenbrunner.  

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Crime Scene

Help! I lost my wallet, phone and everything! I need 1000 €!

“Sorry for the inconvenience, I'm in Limassol, Cyprus. I am here for a week and I just lost my bag containing all my important items, phone and money at the bus station. I need some help from you. Thanks” Many of you have seen these messages and some of you already know what the name of the game is. Yes, it’s another type of Internet scam, an imposter scam variant. I got this message last week from a photo club acquaintance. Or to be precise, the message was in bad Swedish from Google translate. Here’s what happened. First I got the mail. Needless to say, I never suspected that he was in trouble in Limassol. Instead I called him to check if he was aware of the scam. He was, I wasn’t the first to react. Several others had contacted him before me and some were posting warnings to his friends on Facebook. These scams start by someone breaking in to the victim’s web mail, which was Gmail in this case. This can happen because of a bad password, a phishing attack, malware in the computer or a breach in some other system. Then the scammer checks the settings and correspondence to find out what language the victim is using. The next step is to send a message like the above to all the victim’s contacts. The victim had reacted correctly and changed the Gmail password ASAP. But I wanted to verify and replied to the scam mail anyway, asking what I can do to help. One hour later I got this: “Thanks, I need to borrow about 1000 euros, will pay you back as soon as I get home. Western Union Money Transfer is the fastest option to wire funds to me. All you need to do is find the nearest Western Union shop and the money will be sent in minutes. See details needed WU transfer below. Name: (Redacted) Address: Limassol, Cyprus you must email me the reference number provided on the payment slip as soon as you make the transfer so I can receive money here. Thank you,” Now it should be obvious for everyone how this kind of scam works. Once the scammers get the reference number they just go to Western Union to cash in. Most recipients will not fall for this, but the scammers will get a nice profit if even one or two contacts send money. But wait. To pull this off, the scammers need to retain control over the mail account. They need to send the second mail and receive the reference number. How can this work if the victim had changed his password? This works by utilizing human’s inability to notice tiny details. The scammers will register a new mail account with an address that is almost identical to the victim’s. The first mail comes from the victim’s account, but directs replies to the new account. So the conversation can continue with the new account that people believe belongs to the victim. The new address may have a misspelled name or use a different separator between the first and last names. Or be in a different domain that is almost the same as the real one. The two addresses are totally different for computers, but a human need to pay close attention to notice the difference. How many of you would notice if a mail address changes from say Bill.Gates@gmail.com to BiII_Gates@mail.com? (How many differences do you notice, right answer at the end?) To be honest, I was sloppy too in this case and didn’t at first see the tiny difference. In theory it is also possible that webmail servers may leave active sessions open and let the scammers keep using the hacked account for a while after the password has been changed. I just tested this on Gmail. They close old sessions automatically pretty quickly, but it is anyway a good idea to use the security settings and manually terminate any connection the scammers may have open. I exchanged a couple of mails with this person the day after. He told that the scammers had changed the webmail user interface to Arabic, which probably is a hint about where they are from. I was just about to press send when I remembered to check the mail address. Bummer, the scammer’s address was still there so my reply would not have reached him unless I had typed the address manually. The account’s reply-to was still set to the scammer’s fake account. OK, let’s collect a checklist that helps identifying these scams. If someone asks for urgent help by mail, assume it’s a scam. These scams are a far more common than real requests for help. We are of course all ready to help friends, but are YOU really the one that the victim would contact in this situation? Are you close enough? How likely is it that you are close enough, but still had no clue he was travelling in Cyprus? Creating urgency is a very basic tool for scammers. Something must be done NOW so that people haven't got time to think or talk to others. The scammers may or may not be able to write correct English, but other languages are most likely hilarious Google-translations. Bad grammar is a strong warning sign. Requesting money using Western Union is another red flag. Wire transfer of money provides pretty much zero security for the sender, and scammers like that. Many scammers in this category try to fake an embarrassing situation and ask the recipient to not tell anyone else, to reduce the risk that someone else sees through it. These messages often state that the phone is lost to prevent the recipient from calling to check. But that is exactly what you should do anyway. Next checklist, how to deal with a situation where your account has been hijacked and used for scams. Act promptly. Change the mail account’s passwords. Check the webmail settings and especially the reply-to address. Correct any changed settings. Check for a function in the web mail that terminates open sessions from other devices. Gmail has a “Secure your account” -wizard under the account’s security settings. It’s a good idea to go through it. Inform your friends. A fast Facebook update may reach them before they see the scammer’s mail and prevent someone from falling for it. It also helps raising awareness. And finally, how to not be a victim in the first place. This is really about account security basics. Make sure you use a decent password. It’s easier to maintain good password habits with a password manager. Activate two-factor authentication on your important accounts. I think anyone’s main mail account is important enough for it. Learn to recognize phishing scams as they are a very common way to break into accounts. Maintain proper malware protection on all your devices. Spyware is a common way to steal account passwords. The last checklist is primarily about protecting your account. But that’s not the full picture. Imagine one of your friends falls for the scam and loses 1000 € when your account is hacked. It is kind of nice that someone cares that much about you, but losing money for it is not nice. Yes, the criminal scammer is naturally the primarily responsible. And yes, people who fall for the scam can to some extent blame themselves. But the one with the hacked account carries a piece of responsibility too. He or she could have avoided the whole incident with the tools described above. Caring about your account security is caring about your friends too! And last but not least. Knowledge is as usual the strongest weapon against scams. They work only as long as there are people who don’t recognize the scam pattern. Help fighting scam by spreading the word!   Safe surfing, Micke   PS. The two mail addresses above have 3 significant differences. 1. The name separator has changed from a dot to an underscore. 2. The domain name is mail.com instead of gmail.com. 3. The two lower case Ls in Bill has been replaced with capital I. Each of these changes is enough to make it a totally separate mail address.   Image by Yumi Kimura

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