For years, nearly anyone who is online has shopped through a web browser. And now nearly 3 out of 4 internet users do some banking online. And while banks and retailers have gotten better at protecting your private financial information, online criminals have gotten savvier at stealing it.
As we prepare for the holiday season, we thought we’d review a few smart tactics to make sure that the only one who is spending your money is you.
1. Make sure your PC is patched and protected.
This is a standard piece of advice we always share but it’s especially crucial for people who rely on their PC for their financial transactions. Keep your PC updated with the latest system, application and security software. Our free Health Check makes this easy. With an updated and protected PC, you’ll avoid more than 99% of the trouble you might face online.
2. Go directly to the site
When you’re shopping online, it’s always best to stick to retailers you know and trust. Go to the site directly and search there. Avoid clicking on links in your email to go to a store or your bank so you don’t end up at a scam site. If your bank contacts you with a problem, go to the site on your own, or just pick up the phone and give them a call.
3. Look for the “s” in “https:”.
Only enter your information in if you see that extra “s” in your URL. It stands for secured and it’s an extra layer of protection that keeps your account information private.
4. Shop and bank when you’re secure.
Only shop when you know you’re on a network and a PC that’s protected. A computer in an Internet cafe may have a keylogger that tracks your credit card number or password. An open “free Wi-Fi” network, may be convenient. But it’s also risky for shopping or banking. If you use your smartphone or tablet to shop or bank, make sure you have security software on it that includes anti-theft protection that will you allow you to deactivate your device if you lose it. That way when you lose your phone you don’t lose control of your money.
5. Check your accounts.
Try to limit your online shopping to one credit card, and make sure you check that account on a regular basis. Make it a weekly chore to check your account statement and your bank account. Then you’ll be ready to contact your institutions as soon as you notice a problem. The longer a criminal has access to your account, the more trouble they can do–of course.
With these few precautions, you can worry less about your security and more about what you’d actually like to buy.
Image credit: Images_of_Money
#SLUSH15 is almost here, and F-Secure’s participating in this year’s event in a big way. There’s going to be a big #smartsecurity announcement about the Internet of Things, as well as a couple of presentations from F-Secure personnel. SLUSH, a well-known exposition for startups in the tech industry, has become a huge international event. Both SLUSH and F-Secure call Helsinki home, so it’s only natural for F-Secure to be an active participant at the annual conference. F-Secure made waves last year after the cybersecurity company hacked the venue’s bathrooms to get people talking about online privacy. Several of the company’s researchers and personnel also put in appearances at last year’s SLUSH, including cyber security expert Mikko Hypponen, and F-Secure’s Executive Vice President, Consumer Security, Samu Konttinen. [youtube https://www.youtube.com/watch?v=u93kdtAUn7g&w=560&h=315] [youtube https://www.youtube.com/watch?v=HB-qBhWV65s&w=560&h=315] And they’re both back this year! This year, Samu will be giving a keynote address on SLUSH’s Silver Stage. His talk is called “Your home, your rules – The internet of what ifs”, and runs from 11:45am to 12:00pm (Helsinki time) on November 11th. Samu’s enthusiasm for topics related to security and online privacy will give people valuable insights into how IoT devices are creating new security challenges, and what people can do to protect themselves. Mikko will be appearing on SLUSH’s Black Stage at 9:25am (Helsinki time) on November 12th, where he’ll deliver a talk called “The Online Arms Race”. Mikko recently did an interview about this same topic for V3.co.uk, so you can check that out if you want a quick preview about Mikko’s thoughts on this matter. You can follow all of F-Secure’s SLUSH news by following @FSecure_Sense, @FSecure_IoT, and @FSecure on Twitter.
Cyber Security Month is ending. We're sure you've already done the basics to avoid a digital catastrophe, as explained by F-Secure Security Advisor Sean Sullivan in a recent News from the Labs post on avoiding malware that can take your files hostage for ransom: Back up your stuff! Uninstall software and/or disable browser plugins that you don’t use. Keep the software that you do use up to date. But there's one last cyber security tip we want to pass on from our Janne who helps businesses avoid the kind of security errors that can cost them huge amounts of time and money. His advice: “Don’t even try to remember your passwords. That system you have so no one can possibly guess your password? The attackers know that one. Get a reputable password safe that you can sync to your phone and only ever use generated passwords.” This is the one cyber security tip you need to tell your boss -- if s/he hasn't told it to you already. You can use F-Secure KEY -- our password manager -- for free on one device. For more insight on how vulnerable your office is to online threats try our free Cyber Security Stress Test. We now return you to the other 11 months of the year when criminals hope you aren't thinking about cyber security. Cheers, Sandra
F-Secure Chief Research Officer Mikko Hyppönen sat down on Monday for a video chat with renowned tech journalist and broadcaster Leo Laporte on Triangulation. Laporte has admired Mikko and F-Secure from afar for more than twenty years, the host explained. So this first talk gave the two IT stalwarts a chance to talk over Mikko's nearly quarter century of work at F-Secure -- which he joined as a coder in 1991 when we were still known as Data Fellows. You can watch the whole interview below or download the audio here: [youtube https://www.youtube.com/watch?v=Cpg-5NO9oS8] The whole show is worth your time but to get ready to mark Mikko's silver anniversary at F-Secure, we thought we'd pull out some interesting lessons he's learned in more than two decades of tangling with digital threats. Driving a forklift -- Mikko's job before joining F-Secure -- has one big advantage over being an internationally known virus hunter. Once you're done with work for the day, you don't think about your job at all. Mikko told Leo that being Chief Research Officer at a company that protects hundreds of millions of computers doesn't give you that luxury. Some early malware creators went on to some very interesting things. Mikko told Leo about his trip to Pakistan to meet the two brothers who wrote the first PC virus more than 25 years ago, which you can watch below. Basit Farooq Alvi and Amjad Farooq Alvi wrote the program for what they saw as a legitimate purpose -- preventing copyright infringement. Today the brothers along with a third brother run a successful telecommunications business. Robert Tapan Morris -- the creator of Morrisworm the first computer worm -- is a member of the Computer Science faculty at MIT and a partner in Y Combinator, which helps launch tech startups.[youtube https://www.youtube.com/watch?v=lnedOWfPKT0] His number one security tip? Back up your stuff. "Back up your computer, your iPad, your phone. And back it up so you can access it even if your house burns down." The numbers when it comes to malware are huge. F-Secure Labs receives about 350,000 malware samples a day, seven days a week. "The amount of new detections we build on those samples every day is usually around 10,000... 20 [thousand] on a bad day." Mobile malware isn't a big problem -- except, perhaps, in China -- because Android and iOS are very restrictive. "If you are a programmer, you cannot program on your iPad," Mikko explained. All apps that end up in the Play or App Store have to be approved by Google or Apple respectively. This model, which Mikko compares to the PlayStation and Xbox ecosystems, may be good for security, but it does have some negative consequences. "It's also a little bit sad in the sense that when you have these closed environments, it's sort of like converting the users from producers to consumers." Mikko wrapped up the interview by explaining F-Secure's principles when it comes to protecting and respecting users' data: "We try to sell our products the old-fashioned way. You pay for it with your money, not your privacy." Cheers, Sandra P.S.: For some bonus Mikko, watch a public lecture he gave this week at Estonian Information Technology College. [youtube https://www.youtube.com/watch?v=UXSAaVx2EOo&w=560&h=315]