I have a boat for sale. The sea is still one of my big passions, but I simply have too little time to use it. So I decided to let it go. I will buy a bigger one later, when and if I have more time. It’s still winter in Finland and all the small boats are on dry land covered by snow. But spring is approaching and the boating fever is spreading. It’s the right time to publish an ad on the net.
Soon I get a mail from a nice young lady. Let’s call her Mrs. Witney De Villiers, as that is what he or she called herself. (Probably a randomly picked false identity, any similarity to real existing persons is purely coincidental.) She was very keen on buying my boat and we had a nice conversation over a couple of days. I did unfortunately not sell the boat, but I got a nice story to tell instead. I will not bother you with all the details, so here’s a shortened version with all the important parts included.
– Hi, I’m in Mexico and I want to buy your boat. How long have you had it? What’s the final price? (Well, I’m in Finland and this is the point where I became more or less convinced that it is a scam.)
– I have had it for five years.
– OK, the price is fine. I want to buy it. Please take down the ad. What’s your PayPal account info so that I can make a payment? I’ll cover the PayPal charges. (Needless to say, the ad remained up.)
– Good news. I can accept wire-transfer which would be a lot cheaper for you than PayPal. (She can’t accept if this is a traditional PayPal scam.)
– Sorry, but I can’t do wire-transfers now. I only have access to PayPal because bla bla blaa …. (Yes, another scam-indicator.)
– OK, I created a PayPal account. Here’s the account info. But there’s some paperwork we need to handle before we proceed. Please fill in the buyer’s part of this attached contract and mail a scanned copy to me. I also need a picture of your photo ID. (The provided PayPal account info was false.)
– Great! I have made the payment. “Check your mail as there should be a confirmation mail from PayPal. I made an extra payment of 3650 € and I’am sure you noticed that, you’ll have to send the extra amount to the Shipping Company through Western Union right away, so that they can come ahead for the pick up and also you should send your address where they have to come for the pick up and also the necessary Western Union Payment Information.” (All the key elements in this very traditional scam becomes visible at this point. This is where you should realize what’s the name of the game, if you haven’t figured it out already. A faked mail from “PayPal” appears in my spam folder.)
– Hold your horses. We need to do the paperwork first. See my previous mail.
– “I want you to know that I have made an arrangement for you to receive the copy of my ID and my other necessary data for the boat. I want you to know that the courier representative coming over for the pick up has all he said documents in an enclosed confidential envelope with him which he will deliver to you in person.”
– Well, we really need to close the deal and have a legally binding agreement before we can arrange for transportation.
– “I understand your concern and certify that all sales is final. Your show of concern has given me a very good fact that you are indeed an honest seller hence, the reason why I am using this medium to confirm to you that all sales is final and I am satisfied with the present condition of the Boat.. so you can now proceed with the western union and get back to the paypal with the western union scan receipt so they can release all the fund into your account immediately..More so, send me a copy of the western union receipt… i look forward to read from you…” (Contract and passport files attached. Oh gosh what a poorly faked British passport!!!)
– Thanks, but you forgot to sign the contract.
– “Oh sorry, I write my name as the signature.. i hope to receive a copy of western union receipt from you today…” (That “signature” was typed, not handwritten.)
– Just want to let you know that I need the SIGNED contract before 3 PM. Otherwise I will not have time to go to the bank. And I’m traveling tomorrow so I will be unable to handle transactions. (To create urgency is a common scammer tactic.😉 )
– “Have signed on the contract.. i wait to read from you with the western union receipt..” (Printed, handwritten and scanned this time. It’s 4 AM in Mexico when this part of the conversation takes place.)
– WTF!!! The bank refused the transaction. The recipient is on some kind of international blacklist, apparently suspected for criminal activities. (Well, I wasn’t completely honest here.)
– “How about you go there and split up the money in to 2 and send on two transaction.”
– I’m certainly NOT going to send any money to a blacklisted company!
– “here is another shipping company info [another private person in US] I wait your story again” (We enter the threatening phase. A while later a mail appears in my spam folder. “PayPal” will take “LEGALACTION” and hand me over to FBI if I don’t pay in 24 h.)
– What are those clowns at PayPal up to now? They talk about some legal action against me even if I haven’t entered into any legally binding agreement to transfer money. Do you have any clue, or maybe I should contact PayPal directly and ask what they think they are doing? (Let’s see how/if they react. Contacting PayPal would reveal the scam instantly.)
Next I got a long mail pointing out how honest this lady is and how keen she is to do business with nice and honest sellers like me. But she can’t unfortunately do anything about the PayPal actions as the purpose of all that is to protect both the seller and buyer. She points out that even a smaller sum would be enough to release the payment into my PayPal account (ok, we are in the bargaining phase). At this point I decided that this blog post is becoming far too long and chose to not respond at all. She didn’t get back to me either. They probably realized that they are not going to get 3650 € from me and gave up.
As you have noticed, I became wary at a pretty early stage. There were several details in this conversation that made me suspicious. 37 to be more precise:
Sounds hilarious, doesn’t it! The scam is so obvious when presented in this way. And forcing the scammer out of the ready-made script makes the act crack up even more. But the sad fact is that people are lured by these guys daily. A lot of this seems to be done in volume so they must be dealing with a significant number of victims every day. Their way to do business very quickly and easily may seem feasible for smaller bulk items, and may not ring the alarm bells in the same way as when dealing with bigger items. Big or small item, it’s always a good idea to take a critical look at the whole case and look for discrepancies like this. Many of the points listed above are on their own enough to spot the scam. Also make sure that they can’t orchestrate the show on their own. Think about what you need to be able to trust the other part, and be persistent about getting what you want. Reluctance to comply is a pretty strong sign that something is fishy.
The core point for anyone who runs into cases like this is however to understand how the scam works. That’s the key to recognizing it in practice. You are promised money but something must be paid before the transaction can be completed. Sounds familiar? Yes, this is basically the same scenario as in the Nigerian scams. The core of the scam is that the money you are to receive is just a promise, but the money you transfer to someone else is real. The PayPal-based scams may be somewhat more effective as many people trust PayPal. It’s not an official bank, but many people think of it as a bank. You may believe that this trusted party is holding the money and securing the transaction. In reality, all you have got is a faked mail. There is no PayPal transaction and the promised money is just numbers written in the mail.
If you fall for the scam and pay, the scammers will vanish like smoke in thin air. PayPal can’t help you as this has nothing with them to do. The scammers have just misused PayPal’s name. And the payment method used to collect your money is always irreversible and provides no security for the sender.
So to summarize. If you ever consider engaging in a transaction with strangers and where money is relayed through you, you should:
What really strikes me is how poorly this false buyer’s role is created. Some simple Google searches is all it takes to reveal the scam. And many discrepancies would have been so easy to fix. Are these guys really “America’s dumbest criminals”?
Maybe, maybe not. The point is probably that you need to be suspicious before you turn to Google. And once there you will find descriptions of this type of scam no matter how well the scammers have tried to eliminate discrepancies in their story. So once you get suspicious, it’s game over for the scammers anyway. The most profitable tactic for them is maybe to run the scam en masse without caring about the details, and just harvest those who won’t get suspicious until it’s too late. Or maybe they’re just stupid and can’t do any better? (Believing that anyone would fall for that fake passport would indicate the latter.)
Well, the boat is still for sale. Anyone interested?
It’s going to be a busy month for sports lovers from all corners of the world. Hockey fans are currently being treated to both the NHL playoffs and the IIHF world cup, and the coming month will see things like the Champions League final, the US Masters, the NBA playoffs, and to top it all off, the European Championships in football. This presents a problem for many of us. Particularly during the summer, we travel a lot and just might be unable to find a TV screen showing our favorite events. So does this mean we have to miss Kevin Durant sink yet another 3-pointer or be content with next-day highlights of the CL final between Real and Atletico? Thankfully not! The internet allows us to stream games online and watch your favorite matches anywhere, whether at home or under a beach umbrella. Unfortunately, your excitement can often be hindered by messages like “Sorry, this content is unavailable in your country.” This is known as geo-blocking, where the services check your IP address (the unique address of your device) and only allow access if it is located in a specific country. The obvious solution then is to change your IP address to a country where you can access the service. And the easiest and quickest way to do this is with a VPN. How Freedome VPN works The way VPNs work is very simple. Instead of connecting to the internet directly, a VPN first directs your traffic into a secure and private tunnel. The rest of the web won’t see where your traffic enters the tunnel, making your real location and IP address hidden. A VPN like Freedome also lets you choose where the other end of that tunnel is, and THIS determines where any website will think you are. Pretending to be virtually in another country is that simple! How to use Freedome VPN to stream sports Follow these simple instructions to watch your favorite sports live everywhere! Download and install Freedome VPN In the Freedome app, tap the location at the bottom of the screen, and choose your home country where the stream you want to see is available Navigate to the website of the streaming service or search for a legal live stream of the sports event online If on a mobile device, remember to turn “location” off, as some websites use this as an additional method of pinpointing your location It’s as simple as that! More about Freedome VPN Freedome is a hybrid VPN, available for both mobile and desktop platforms. In addition to letting users access content restricted to other countries, it protects your anonymity from websites you visit, and prevents even your internet service provider from snooping on your online activities. There are even a few features lacking in other VPN products, such as automatic blocking of intrusive tracking by advertisers, and protection from malicious websites. Get Freedome from our website to enjoy unrestricted access to the internet while protecting your privacy on the side!
Yet another big vulnerability in the headlines. The Metaphor hack was discovered by Israel-based NorthBit and can be used to take control over almost any Android device. The vulnerability can be exploited from video files that people encounter when surfing the web. It affects all versions of Android except version 6, which is the latest major version also known as Marshmallow. But why is this such a big deal? Severe vulnerabilities are found all the time and we receive updates and patches to fix them. A fast update process is as a matter of fact a cyber security cornerstone. What makes this issue severe is that it affects Android, which to a large extent lack this cornerstone. Android devices are usually not upgraded to new major versions. Google is patching vulnerabilities, but these patches’ path to the devices is long and winding. Different vendors’ practices for patching varies a lot, and many devices will never receive any. This is really a big issue as Android’s smartphone market share is about 85% and growing! How is this possible? This underlines one of the fundamental differences between the Android and iOS ecosystems. Apple’s products are planned more like the computers we are used to. They are investments and will be maintained after purchase. iOS devices receive updates, and even major system upgrades, automatically and free of charge. And most users do install them. Great for the security. Android is a different cup of tea. These devices are mostly aimed at a cheaper market segment. They are built as consumables that will be replaced quite frequently. This is no doubt a reasonable and cost-saving strategy for the vendors. They can focus on making software work on the currently shipping devices and forget about legacy models. It helps keeping the price-point down. This leads to a situation where only 2,3% of the Android users are running Marshmallow, even half a year after release. The contrast against iOS is huge. iOS 9 has been on the market about the same time and already covers 79% of the user base. Apple reported a 50% coverage just five days after release! The Android strategy backfires when bugs like Metaphor are discovered. A swift and compete patch roll-out is the only viable response, but this is not available to all. This leaves many users with two bad options, to replace the phone or to take a risk and keep using the old one. Not good. One could think that this model is disappearing as we all grow more and more aware of the cyber threats. Nope, development actually goes in the opposite direction. Small connected devices, IoT-devices, are slowly creeping into our homes and lives. And the maintenance model for these is pretty much the same as for Android. They are cheap. They are not expected to last long, and the technology is developing so fast that you would be likely to replace them anyway even if they were built to last. And on top of that, their vendors are usually more experienced in developing hardware than software. All that together makes the IoT-revolution pretty scary. Even if IoT-hacking isn’t one of the ordinary citizen’s main concerns yet. So let’s once again repeat the tree fundamental commands for being secure on-line. Use common sense, keep your device patched and use a suitable security product. If you have a system that provides regular patches and updates, keep in mind that it is a valuable service that helps keeping you safe. But it is also worth pointing out that nothing as black and white. There are unfortunately also problematic update scenarios. Safe surfing, Micke Photo by etnyk under CC
A recent PEW report says that 86 percent of people have taken action to avoid online surveillance, including simple things like clearing their browser cache, as well as using more effective methods, such as using a VPN (virtual private network). The same report says that 61 percent of participants indicated that they’d like to do more. Many people understand their privacy is at risk when they do things online, and want to do something about it. But that’s easier said than done. Not only do you have to have the will to make it happen, but you have to know where to start. Who do you want to protect your privacy from anyway? Facebook? The NSA? Nosey neighbors? PEW’s report says that 91 percent of people agree or strongly agree that consumers have lost control over personal information that is collected and used by companies. So if you want to take this control back, the first thing you need to do is figure out who’s stalking you online. F-Secure’s Freedome VPN, which you can try for free, has baked-in tracking protection technologies to help people protect their privacy while they’re surfing online. It also has Tracker Mapper – a feature that people can use to control how they expose themselves to Internet trackers. Tracker Mapper has been available for Macs and Windows PCs for about half a year, and was just launched for Freedome’s Android and iOS apps. So how does using Tracker Mapper help you control your online privacy? Here’s our Chief Research Officer, Mikko Hyppönen, talking about how online tracking threatens people’s privacy, and how Freedome (and Tracker Mapper) can help people protect themselves. [youtube=https://www.youtube.com/watch?v=X1F8sHjCBx0&w=560&h=315] I ran a little experiment to help me learn how to limit my exposure to trackers while planning a vacation. I used Alexa to help me find some popular travel websites that I could use to shop for deals on hotels. After that, I turned on Tracker Mapper (which is turned off by default, because we respect the fact that people don’t want apps to create logs without permission) so I could find out which of these websites used the most tracking to study me as I used their site. I chose 5 of the more popular sites, and then I spent about 10 minutes on each, and left a bit of extra time so I could check out the results in between. The whole thing took me about an hour, giving me a one-hour log of the tracking attempts Freedome blocked while I browsed these sites. Tracker Mapper creates an interactive visualization of the blocked tracking attempts, and gives you information on what trackers attempted to monitor you on different websites. It also shows how these trackers link together to create a network capable of monitoring you as you navigate from website to website. These are screenshots showing how Tracker Mapper visualizes online tracking, as well some of the statistics it provides. The capture on the left shows the entire overview of the session (which lasted exactly one hour). The shot in the middle shows the sites I visited ordered by the most tracking attempts. The capture on the right shows the actual trackers that attempted to track me during my session, ordered by the number of blocked attempts. Based on this, Trip Advisor appears to have made the most tracking attempts. But you can learn even more about this by combining Tracker Mapper with a bit of online digging. You can tap on the different “bubbles” in Tracker Mapper to pull up statistics about different websites and tracking services. The first screen capture shows how many tracking attempts from different services were blocked when I visited Trip Advisor. The next two show the most prominent tracking services Freedome blocked – the tracker that TripAdvisor has integrated into its website (www.tripadvisor.com), and a tracking tag from Scorecard Research (b.scorecardresearch.com). As you might have guessed, TripAdvisor’s own tracking service is only used on their website (it’s what’s called “first-party tracking”). That’s why Tracker Mapper doesn’t show any connections between it and other websites. The second one, Scorecard Research, is used on both Trip Advisor and Lonely Planet. That’s why there are lines connecting it with both (it’s what’s called “third-party tracking”). Scorecard research is a marketing research firm that provides tracking and analytic services by having websites host their “tags”, which collect information about those website’s visitors. The Guardian has an excellent write-up about Scorecard Research, but what’s missing from the Guardian story is that you can opt-out of Scorecard Research’s tracking. Basically, they put a cookie on your browser, which isn’t an uncommon way for tracking companies to allow web surfers to protect their privacy (and oddly enough, a common way for them to track you). Stripping trackers out of websites lets people take control of who’s monitoring what they do online. PEW’s survey found that this idea of control is central to people’s concerns about online privacy - 74 percent of respondents said it’s important to control who can get information, and 65 percent said its important to control what information is collected. However, opting out of every tracking service (and for every browser you use) by installing opt-out cookies isn’t as convenient as using Freedome. And as F-Secure Security Advisor Sean Sullivan pointed out in this blog post, it actually works much better for your browsing (one experiment found that Freedome can reduce the time it takes to load web pages by about 30 percent, and decrease data consumption by about 13 percent). You can download Freedome for a free trial and find out for yourself if how it can help you control your online privacy. And right now, you can win free annual subscriptions, as well as cool swag (like stylish hoodies) by posting a screenshot showing your blocked tracking attempts to F-Secure’s Facebook wall, or on Instagram with F-Secure tagged. The contest is open till March 23rd, and 5 winners will be randomly drawn after it ends.