finlandsunset

Want to avoid online fraud? Move to Finland

14% of people globally have fallen victim to online fraud that cost them money, according to the F-Secure Digital Lifestyle Survey 2013. Out of all the countries we surveyed, it seems people in the US and Malaysia had experienced the highest levels of fraud online, with 20% in those countries reporting they have been victims. Brazil, Australia and the UK followed closely behind, with 19%, 18% and 17%.

The lowest levels were in Belgium and Finland, with only 9% in each of those countries having lost money to online fraud.

In fact, European countries in general reported lower levels of online fraud that other countries, which could also explain why Europeans express less concern about online safety and potential fraud than Brazilians, Americans, Malaysians, and others. In Europe, 68% of people are concerned about being victims of fraud when shopping online, and 61% of people when banking online. In the rest of the countries surveyed, however, the numbers are 87% and 84% respectively.

Globally, more people are concerned about online safety when using computers than when using mobile devices and tablets. 69% of consumers are concerned about whether they are safe when using a computer or laptop for things like browsing, shopping, reading, mailing and gaming. 54% are concerned when using mobile devices, and only 43% with tablets.

What about you? How concerned are you about being frauded when going about your daily online activities? Which activities concern you the most?

Here are some tips to avoid becoming a victim:

  • Use a unique password for each account, with a mixture of letters, numbers and special characters
  • Only give your personal or financial information to reputable sites you know you can trust, and only on pages with “HTTPS” in the URL
  • Avoid doing purchasing or banking from shared or public computers, or over public WiFi
  • Watch out for phishing emails that pretend to be your bank or another organization
  • Don’t click on links or open attachments in suspicious emails
  • Make sure your browser and software are up-to-date
  • If you have kids, be aware of what your child is clicking. Many “offers” are designed to look like entertainment for children
  • Beware of offers that seem too good to be true – they probably are
  • Review your bank and credit card statements regularly to make sure no transactions are happening without your knowledge
  • Use Internet security software from a trusted company like F-Secure. F-Secure Internet Security provides the best protection for your computer and online life, blocking viruses, spyware and malware and protecting you while banking, shopping and surfing. You can try it for free here.

Cheers,

Melissa

[Image by strzelec via Flickr]

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Juhannus

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June 22, 2016
instagram bug hunter, mikko and jani, young hacker

10-Year-Old Who Took Home $10,000 Instagram Bug Bounty Visits F-Secure Labs

Mikko Hyppönen -- our Chief Research Officer and probably the most famous code warrior ever to come out of Finland -- likes to point out that he was born the same year as the internet. Jani -- the ten-year-old from Helsinki who made international news by earning Instagram's top bug bounty prize for uncovering a security flaw in the photo-sharing site -- was born a couple a years after Facebook was invented in 2004 and just four years before Instagram went online in 2010. And he's already made some history. Jani discovered a flaw in the site that would have allowed him -- or anyone -- to delete content from any user from the site, even stars with tens of millions of followers including Taylor Swift, Selena Gomez and Beyonce. Like any good white-hat hacker he didn't take advantage of the vulnerability. Instead, he reported the bug to Facebook, which now owns the app, directly. His maturity paid off. Even though he is not technically old enough to use the site according Instagram's terms and conditions, he's become the youngest person ever to win a $10,000 bug bounty, which he's used to purchase a soccer ball, a bike and other essential gear for being ten. To celebrate his feat, F-Secure Labs invited Jani to visit our headquarters for a hamburger and a tour. The visit gave our experts a chance to share their stories about how they were drawn to cybersecurity. Mikko learned to love computers from his mother who was in the industry. Päivi was guided into the field by her father and discovered that she has a passion for rooting out spam.  When Tomi was a kid striving to learn the rules of the coin games his friends played so he could hack them and win, he recognized that he didn't see the world like everyone else. Jani has already discovered the same thing. Though he finds plenty of time for school and playing with his friends, he spends 2-3 hours during his off days hunting for vulnerabilities and looking out for new bug bounty programs -- like our own -- that allow him to test his skills. How did he find the vulnerability in Instagram? First he created two accounts. He posted a comment using one account and then just using the publicly available content id number he was able to delete the comment using the other. Immediately he recognized the potential for such a flaw to be exploited. Mikko and Tomi were impressed by how Jani used Linux and Burp Suite --  a tool that pros like the analysts in our Labs use to analyze network traffic -- to help identify the bug. While he used to be interested in a career in video games, Jani says he's now thinking about becoming a cybersecurity specialist. Mikko and Tomi advised him to finish school and stay on the right side of the law. They also invited him to spend a week or two working at the Labs to see how he likes the job, when he's old enough. He's planning on taking them up on the offer, saying that F-Secure looks like a "fun and cool" place to work. Nice. We're always looking for new talent and even Mikko may retire one day.  

June 22, 2016
BY