finlandsunset

Want to avoid online fraud? Move to Finland

14% of people globally have fallen victim to online fraud that cost them money, according to the F-Secure Digital Lifestyle Survey 2013. Out of all the countries we surveyed, it seems people in the US and Malaysia had experienced the highest levels of fraud online, with 20% in those countries reporting they have been victims. Brazil, Australia and the UK followed closely behind, with 19%, 18% and 17%.

The lowest levels were in Belgium and Finland, with only 9% in each of those countries having lost money to online fraud.

In fact, European countries in general reported lower levels of online fraud that other countries, which could also explain why Europeans express less concern about online safety and potential fraud than Brazilians, Americans, Malaysians, and others. In Europe, 68% of people are concerned about being victims of fraud when shopping online, and 61% of people when banking online. In the rest of the countries surveyed, however, the numbers are 87% and 84% respectively.

Globally, more people are concerned about online safety when using computers than when using mobile devices and tablets. 69% of consumers are concerned about whether they are safe when using a computer or laptop for things like browsing, shopping, reading, mailing and gaming. 54% are concerned when using mobile devices, and only 43% with tablets.

What about you? How concerned are you about being frauded when going about your daily online activities? Which activities concern you the most?

Here are some tips to avoid becoming a victim:

  • Use a unique password for each account, with a mixture of letters, numbers and special characters
  • Only give your personal or financial information to reputable sites you know you can trust, and only on pages with “HTTPS” in the URL
  • Avoid doing purchasing or banking from shared or public computers, or over public WiFi
  • Watch out for phishing emails that pretend to be your bank or another organization
  • Don’t click on links or open attachments in suspicious emails
  • Make sure your browser and software are up-to-date
  • If you have kids, be aware of what your child is clicking. Many “offers” are designed to look like entertainment for children
  • Beware of offers that seem too good to be true – they probably are
  • Review your bank and credit card statements regularly to make sure no transactions are happening without your knowledge
  • Use Internet security software from a trusted company like F-Secure. F-Secure Internet Security provides the best protection for your computer and online life, blocking viruses, spyware and malware and protecting you while banking, shopping and surfing. You can try it for free here.

Cheers,

Melissa

[Image by strzelec via Flickr]

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network

What is a supercookie and why is it more important than you think?

Many techie terms in the headlines lately. Supercookies, supertrackers, HTTP headers and X-UIDH. If you just skim the news you will learn that this is some kind of new threat against our privacy. But what is it really? Let’s dig a bit deeper. We will discover that this is an issue of surprisingly big importance. Cookies are already familiar to most of us. These are small pieces of information that a web server can ask our browser to store. They are very useful for identifying users and managing sessions. They are designed with security and privacy in mind, and users can control how these cookies are used. In short, they are essential, they can be a privacy problem but we have tools to manage that threat. What’s said above is good for us ordinary folks, but not so good for advertisers. Users get more and more privacy-aware and execute their ability to opt out from too excessive tracking. The mobile device revolution has also changed the game. More and more of our Internet access is done through apps instead of the browser. This is like using a separate “browser” for all the services we use, and this makes it a lot harder to get an overall picture of our surfing habits. And that’s exactly what advertisers want, advertising is like a lottery with bad odds unless they know who’s watching the ad. A new generation of supercookies (* were developed to fight this trend. It is a piece of information that is inserted in your web traffic by your broadband provider. Its purpose is to identify the user from whom the traffic comes. And to generate revenue for the broadband provider by selling information about who you really are to the advertisers. These supercookies are typically used on mobile broadband connections where the subscription is personal, meaning that all traffic on it comes from a single person. So why are supercookies bad? They are inserted in the traffic without your consent and you have no way to opt out. They are not visible at all on your device so there is no way to control them by using browser settings or special tools. They are designed to support advertisers and generate revenue for the mobile broadband provider. Your need for privacy has not been a design goal. They are not domain-specific like ordinary cookies. They are broadcasted to any site you communicate with. They were designed to remain secret. They are hidden in an obscure part of the header information that very few web administrators need to touch. There are two ways to pay for Internet services, with money or by letting someone profile you for marketing purposes. This system combines both. You are utilized for marketing profit by someone you pay money to. But what can and should I do as an ordinary user? Despite the name, this kind of supercookies are technically totally different from ordinary cookies. The privacy challenges related with ordinary cookies are still there and need to be managed. Supercookies have not replaced them. Whatever you do to manage ordinary cookies, keep doing it. Supercookies are only used by some mobile broadband providers. Verizon and AT&T have been most in the headlines, but at least AT&T seems to be ramping down as a result of the bad press. Some other operators are affected as well. If you use a device with a mobile broadband connection, you can test if your provider inserts them. Go to this page while connected over the device’s own data connection, not WiFi. Check what comes after “Broadcast UID:”. This field should be empty. If not, then your broadband provider uses supercookies. Changing provider is one way to get rid of them. Another way is to use a VPN-service. This will encapsulate all your traffic in an encrypted connection, which is impossible to tamper with. We happen to have a great offering for you, F-secure Freedome. Needless to say, using Freedome on your mobile device is a good idea even if you are not affected by these supercookies. Check the site for more details. Last but not least. Even if you’re unaffected, as most of you probably are, this is a great reminder of how important net neutrality is. It means that any carrier that deliver your network traffic should do that only, and not manipulate it for their own profit. This kind of tampering is one evil trick, throttling to extort money from other businesses is another. We take neutrality and equal handling for granted on many other common resources in our society. The road network, the postal service, delivery of electricity, etc. Internet is already a backbone in society and will grow even more important in the future. Maintaining neutrality and fair rules in this network is of paramount importance for our future society.   Safe surfing, Micke   PS. The bad press has already made AT&T drop the supercookies, which is great. All others involved mobile broadband providers may have done the same by the time you are reading this. But this is still an excellent example of why net neutrality is important and need to be guaranteed by legislation.     (* This article uses the simplified term supercookie for the X-UIDH -based tracker values used by Verizon, AT&T and others in November 2014. Supercookie may in other contexts refer to other types of cookie-like objects. The common factor is that a supercookie is more persistent and harder to get rid of than an ordinary cookie.   Image by Jer Thorp  

Nov 18, 2014
BY 
IMG_3395

5 ways to get ready to ask Mikko anything

It's like a press conference anyone can join from anywhere. And even if you don't have a question, you can upvote the ones you don't like and downvote the ones you do. President Obama did one. Snoop Dogg/Snoop Lion did one. An astronaut did one from outer space. And our Mikko Hypponen will sit down for his second Reddit AMA on December 2 at 9 AM ET. If you have something you've wanted to ask him about online security, great. If not, here are five resources that document some of Mikko's more than two decades in the security industry to prod you or prepare you. 1. Check out this 2004 profile of his work from Vanity Fair. 2. Watch his 3 talks that have been featured on TED.com. [protected-iframe id="7579bbf790267cc081ac7d92d951262c-10874323-9129869" info="https://embed-ssl.ted.com/talks/mikko_hypponen_fighting_viruses_defending_the_net.html" width="640" height="360" frameborder="0" scrolling="no" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen=""] [protected-iframe id="fdf818f4afa2f7dcb179c5516c44918c-10874323-9129869" info="https://embed-ssl.ted.com/talks/mikko_hypponen_three_types_of_online_attack.html" width="640" height="360" frameborder="0" scrolling="no" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen=""] [protected-iframe id="54be2fe9bce28ae991becbe3d4291e56-10874323-9129869" info="https://embed-ssl.ted.com/talks/mikko_hypponen_how_the_nsa_betrayed_the_world_s_trust_time_to_act.html" width="640" height="360" frameborder="0" scrolling="no" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen=""] 3. Check out his first AMA, which took place just after his first talk at TEDglobal was published. 4. Take a trip to Pakistan with Mikko to meet the creators of the first PC virus. [protected-iframe id="8c0605f62076aa901ed165dbd3f4fcd7-10874323-9129869" info="//www.youtube-nocookie.com/v/lnedOWfPKT0?version=3&hl=en_US&rel=0" width="640" height="360"] 5. To get a sense of what he's been thinking about recently, watch his most recent talk at Black Hat "Governments as Malware Creators". [protected-iframe id="54b24406f022e81b15ad6dadf2adfc93-10874323-9129869" info="//www.youtube-nocookie.com/v/txknsq5Z5-8?hl=en_US&version=3&rel=0" width="640" height="360"] BONUS: Make sure you follow him on Twitter to get a constant stream of insight about online security, privacy and classic arcade games. Cheers, Sandra

Nov 14, 2014