5 ways to protect your bank account while banking or shopping online

Tips & Tricks

For years, nearly anyone who is online has shopped through a web browser. And now nearly 3 out of 4 internet users do some banking online. And while banks and retailers have gotten better at protecting your private financial information, online criminals have gotten savvier at stealing it.

As we prepare for the holiday season, we thought we’d review a few smart tactics to make sure that the only one who is spending your money is you.

1. Make sure your PC is patched and protected.
This is a standard piece of advice we always share but it’s especially crucial for people who rely on their PC for their financial transactions. Keep your PC updated with the latest system, application and security software. Our free Health Check makes this easy. With an updated and protected PC, you’ll avoid more than 99% of the trouble you might face online.

2. Go directly to the site
When you’re shopping online, it’s always best to stick to retailers you know and trust. Go to the site directly and search there. Avoid clicking on links in your email to go to a store or your bank so you don’t end up at a scam site. If your bank contacts you with a problem, go to the site on your own, or just pick up the phone and give them a call.

3. Look for the “s” in “https:”.
Only enter your information in if you see that extra “s” in your URL. It stands for secured and it’s an extra layer of protection that keeps your account information private.

4. Shop and bank when you’re secure.
Only shop when you know you’re on a network and a PC that’s protected. A computer in an Internet cafe may have a keylogger that tracks your credit card number or password. An open “free Wi-Fi” network, may be convenient. But it’s also risky for shopping or banking. If you use your smartphone or tablet to shop or bank, make sure you have security software on it that includes anti-theft protection that will you allow you to deactivate your device if you lose it. That way when you lose your phone you don’t lose control of your money.

5. Check your accounts.
Try to limit your online shopping to one credit card, and make sure you check that account on a regular basis. Make it a weekly chore to check your account statement and your bank account. Then you’ll be ready to contact your institutions as soon as you notice a problem. The longer a criminal has access to your account, the more trouble they can do–of course.

With these few precautions, you can worry less about your security and more about what you’d actually like to buy.

Cheers,
Sandra

Image credit: Images_of_Money

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17 Comments

6. …and shop using a Chromebook for its virus prevention. (Better than hoping your pc isn’t infected.)

F Secure online scanner 4.2 has Encountered an error (error i.d.65) can you correct this please, although I do not know why I am asking you to help me as I have NOT received an answer to my last question and this was with regards to my privesy!!!!

J.Adams

Health Check of F-Secure requires Java runtime to be updated. However, on the Java webpage, there were numerous downloads available but none with title”Java runtime”. How to get Health check of F-secure done?

Onko F-Securella Puhelimelle Samsung GALAXY Xcover / GT-S5690.
Tai suojaako Ohjelmanne tämän mallin?
Kun Virusturvani, F-Secure Internet Security loppuu 13.01.2013 ja olen käyttänyt tuotteitanne
jo noin 10vuotta, joka vuosi, niin pitäisi kai suojata puhelinkin sitten siinä samalla.


Timo Pietarinen

Kiitos tästä tämän päivän meilistä jossa oli mm artikkeliu “Suojaatko pankkitilisi verkossa?). Tällaiset tiedotteet ovat erittäin hyödyllisiä. Ainoa puute oli etten “Lue lisää” -kohdasta löytänyt ko sivuja suomen kielellä. Nuorelle polvelle tämä olisi hyvää – myös muille.

Englantia taitamattomalle asiakkaallenne, kunten minulle, on turha lähetellä kyseisellä kielellä laadittuja ohjeita. F-secure palvelee muuten hyvin, tämä oli pettymys

Hmm it looks like your website ate my first comment (it was extremely
long) so I guess I’ll just sum it up what I wrote and say, I’m thoroughly enjoying your blog.
I too am an aspiring blog writer but I’m still new to the whole thing. Do you have any tips for novice blog writers? I’d
really appreciate it.

Miksi ensimmäinen sivu on Suomenkielinen, joka vielä erikseen mainitaan, mutta syvempi tutustuminen vaatiikin jo Englannin taitoa?
Toivon todella, että Suomen ainoa nettiturvaaja puhuisi meille Suomalaisille Suomeksi.

Very good blog! Do you have any tips for aspiring writers?

I’m planning to start my own site soon but I’m a
little lost on everything. Would you advise starting with a
free platform like WordPress or go for a paid option? There are
so many options out there that I’m completely overwhelmed .. Any ideas? Cheers!

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